How does one even get to that point?

It seems baffling that some people actually get to the point where they lose their virginity? How do they get there? They just ask? How long of their relationship are they in before it happens? Or are they just really good looking? I'm an sometimes called good looking but I don't see it myself at all and don't think I am. I talk to people sometimes but I don't see how that gets anywhere. Idk maybe I am just rambling. But it's hard for me to understand