What’s the lowest amount of money you’d take on a yearly basis on the condition that you couldn’t work for the rest of your life?

You get an annual salary of the amount you choose on the condition that you must quit your job and can’t work again for the rest of your life. You get the same amount on a yearly basis until you die. Importantly, this amount is not adjusted for inflation.

Now, moving onto my definition of work. You cannot engage in any money making endeavor other than the following:

  1. You can buy and sell stocks, bonds, options, or any other financial instrument. However, you cannot actively manage any company whose shares you own. This includes voting your shares for any company you own stock in.

  2. You can buy, sell, and rent out real estate and manage your properties. However, you cannot add significant value to any real estate other than normal repairs and maintenance. For instance, you cannot start a home building business or buy a rundown home, fix it up, and sell it. Any real estate you own for personal use (eg the house you live in or vacation homes you stay at and don’t rent out) is exempted from this requirement.

  3. You can speculate in physical goods (eg buying and selling gold, cars, comic books.) However, the same requirement against adding value exists (eg you cannot buy cars, fix them up, and sell them.) Anything you own for personal use is also exempted from this requirement. Edit: I forgot to mention, the same exception for normal repairs and maintenance applies.

Other than the above and your yearly salary, you cannot make money any other way.

What’s the lowest amount you’d take?

Edit: To clarify, my definition of work is based around making an income. Volunteering is permissible.

Edit 2: As additional clarification, you don’t pay income tax on this money.

Edit 3: You can still buy Insurance. I don’t really consider it profit but more reimbursing what you owe.