High Vis - Vests vs Jacket vs Bib

Looks like I need to switch my mid-morning runs to early morning or late evening. Either way will be in the dark.

So looking into high vis. Can't quite decide what method to go with.

I do not need anything with actual lights on - have that covered with headtorch and clip on red lights for back.

Anyone share experience of using a bib type thing (there seems to be loads on Amazon) - or a high vis jacket (a cloth one as opposed to plastic rain type) or just a regular running top/vest with some stripes?

I am leaning towards a cloth-type jacket - to double up as some warmth. I have one already for dau runs - buts its black with no reflective.

Friend wears a bib - but I don't know - think it might annoy when running?