NA/NB Owners - do you have collision coverage?
I have a minty mint 95M with 82.5k miles, matching hardtop, BBS wheels, the works and it’s in solid shape to boot. I am paying for full coverage on it, including collision with a $1k deductible, but I’m wondering if I am just pissing money. I don’t drive it much - in the past 7.5 years I’ve put 14k miles - so about 2k a year, and I drive it around my mild-mannered hamlet and backroads, with the occasional trip to more urban areas.
KBB seems to claim that in excellent shape, it’s worth $8k, but I have my doubts. If I wreck it and it’s my fault - I’d get a payout minus $1k… but still feels like pissing money.
So, fellow owners, what do you have?