Has anyone gotten life insurance Post diagnosis?

I see the Colonial Penn commercials that say “No health questions”. I’ve read the fine print. It’s for 50 years old or over and There is a limited benefit the first 2 years; but I plan to stick around much longer than that. The commercial says that it’s a rate lock life insurance program that can’t be canceled or increased as long as u pay the premium. Just curious if anyone has tried something like this?

Edit Post more research: a no health question policy IS a real thing. Maximum coverage is $25k, premiums are about $87/mo; for someone in their 40s with limited coverage first 2 years, however if person passes within those 2 years, companies will refund all premiums paid. Could be an option for some. Omaha Mutual is apparently the best for this.